North Star ⭐ is proud to sponsor the annual Raleigh Crawfest Festival this Sunday, alongside our friends at Bowstring Pizza and Brewyard & Chill Paxton!
We’re thrilled to be part of this wholesome community event—surrounded by local partners, neighbors, and others who love connecting over great food and music.. Come hang with us as we dish out crawfish baskets, fire up the grill, and spread some good vibes! 🦞
Expect an afternoon full of energy with live Jazz, Funk & Rock, plus raffles with a chance to win all kinds of great prizes—and of course, all the crawfish you can eat.
📍Swing by our booth (right next to the cooking station!) to:
• Enter the raffle
• Ask us anything
• Grab some free coozies
• Or just say hey
Whether you're a client, a neighbor, or just a fan of great food and live music—we’d love to connect. Bring your friends, your family, and your appetite.
We'll see you at the boil!🎉
💡Insurance Insights💡
𝗔𝘁𝘁𝗲𝗻𝘁𝗶𝗼𝗻 𝗖𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿𝘀 & 𝗦𝗺𝗮𝗹𝗹 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝘄𝗻𝗲𝗿𝘀: Don’t let chasing the lowest insurance quote put your business at risk—the cheapest option can often cost you more in the long run!
Navigating the world of #businessinsurance can be challenging, especially when it comes to correctly classifying your business. The reality is, choosing the wrong classification can expose you to significant risks and unexpected costs.
Many online platforms let you select your own #NAICS codes and provide an instant "approved" status, creating a false sense of security. But with over 20,000 unique codes, one simple mistake can leave your business extremely vulnerable. Expecting consumers to accurately classify their business, given the vast number of options and without fully understanding the risks, is a dangerous gamble.
Just last week, our team reviewed a contractor’s policy that was incorrectly classified as an office, resulting in a lower $1,800 premium. In reality, they should have been rated as a plumbing contractor—a higher-risk classification with a premium closer to $18,000. This issue is becoming increasingly common for #contractors and business owners, especially those relying on #insurtech platforms and quick online quotes.
Even if you receive that green ✅ "approved" status, there’s still a high chance your policy could be misclassified. Misclassification can lead to denied claims, uncovered liabilities, and serious financial setbacks—especially if your operations are more complex than what a generic online form can capture.
Other potential consequences include:
• Penalties & fines
• Back pay & unpaid wages
• Lawsuits & legal fees
• Damage to company reputation
• Back taxes
• Operational disruptions
Don’t be just another checkbox! If you want coverage to be a true safety net for your business and a team that ensures proper classifications, let’s connect.
#contractors #riskmanagement #insuranceadvisors
North Star Insurance August: Business Partner Spotlight: Avance Psychiatry & Dr. Ashwin Patkar, MD
🌟 North Star Insurance August: Business Partner Spotlight 🌟
Avance Psychiatry & Dr. Ashwin Patkar, MD
📍 Locations: Chapel Hill & Raleigh, NC
🔍 Specializations: Psychiatry, Addiction Psychiatry, Pain Medicine, Dual Diagnoses, Integrated Medical Care
🌐 Website: avancepsychiatry.com
Thrilled to spotlight Avance Psychiatry and Dr. Ashwin Patkar this month! To say we are immensely honored to insure & partner w/ Avance would be an understatement. With a distinguished career starting from Seth G.S. Medical College, Dr. Patkar has made significant local and global contributions throughout the years. Before Avance Psychiatry and serving as Adjunct Professor at Rush University, Dr. Patkar practiced in the area for decades advancing his profession and was also a key figure at Duke University Med Center as a professor & eventually the Director of the Duke Addictions Program (renowned for its integrated treatment approaches).
Outside work, Dr. Patkar enjoys family time, travel, fishing, yoga, squash, and cricket. Thank you, Dr. Patkar, for your outstanding impact and leadership!
April Client/Partner Spotlight
🌟 North Star Insurance April Spotlight: Dhinoy Studios
🚀 Founder: Suzanne Dhinoy in 2010
📍 Location: Central North Carolina
🔍 Specialization: Real Estate & Architectural Photography
🌐 Website: www.dhinoy.com
Dhinoy Studios shines as our April spotlight, focusing on excellence in real estate and architectural photography. Led by Suzanne Dhinoy, they go beyond capturing homes—they elevate them. With over 15 years of experience and a Bachelor's degree in Marketing, Suzanne brings expertise and creativity to every project. Whether it's interior and exterior photos, commercial portfolios, or drone/aerial photography, Suzanne has it covered. Dedication to their craft has earned recognition from clients and partners alike. In an era where visual storytelling is key, Dhinoy Studios stands out for innovation and excellence.
Thank you for helping other businesses in the community shine!
#ncrealestatephotgraphy #nccommercialphotography #clientspotlight
Welcome to the Team!
We are thrilled to introduce the newest addition to the North Star Insurance team, Thomas Todd! 🎉With 14 years of managerial and sales experience coupled with an in-depth understanding of the insurance industry, Thomas brings a wealth of knowledge and expertise to our agency. His expertise will undoubtedly be a tremendous asset to the NSI team and most importantly, to our clients! Welcome aboard!
Updates from the Big I Conference
We recently attended the Independent Insurance Agents of North Carolina, Inc. (IIANC)-Hard Market Symposium in Durham, NC. The remarkable event provided valuable insights into the economic and climate influences shaping the insurance market, along with forecasts for its future trajectory. Moreover, it offered practical solutions to address the prevailing market challenges. We are grateful to be a part of the Big I Association and a Trusted Choice Insurance Agency!🤝
January Client Appreciation Spotlight: Native Oyster Co.
North Star Insurance 🌟 January Spotlight: Creighton McNeil and the Native Oyster Company 🌊
🚀 Founded in 2021
📍 Proudly based in Morehead City-Carteret County, North Carolina
🔍 Specializing in the finest Oysters in NC, Native Oyster Company is a family-run business with over 27 years of culinary expertise, dedicated to cultivating the highest quality oysters in the state.
Huge shout-out to Creighton McNeil & the entire Native Oyster Co. team for their #nativerockdrop across the state during the holidays!
The NSI team, alongside our valued partners and numerous clients, savored these delectable oysters, creating unforgettable Christmas feasts and Oyster Roasts all over NC. 🦪🎄
Thank you, Native Oyster Company, for everything!
#NativeOysterCo #MoreheadCity #ClientSpotlight #OystersofNC #SeafoodofNC #OceantoTable
Find Your North Star with Our Insurance Advisors Today
At North Star⭐ Insurance, we take pride in being your dedicated insurance advisor, committed to safeguarding you from the everyday risks that life presents. Our policyholders peace of mind is our top priority. Let North Star help guide you through life's uncertainties.
Business Client Spotlight of October: Marshall Worth & Matt Elliott, Co-Founders of The Data Bull.
From startups to seasoned businesses, we're excited to inaugurate our Business Client Spotlight Campaign, where North Star Insurance LLC will shine a light on our incredible partners and their outstanding contributions to their community.
North Star Insurance Spotlight of October: Marshall Worth & Matt Elliott, Co-Founders of The Data Bull
🚀 Founded in 2023
📍 Based in the Triangle
🔍 Specializes in SaaS Data Management
The Data Bull, an early-stage startup established in 2023 and headquartered in the Triangle, is making noise with its innovative SaaS data management platform. They specialize in using business intelligence (BI) tools to deliver customized data analytic reports, addressing the critical need for data-driven insights in today's world.
Their recent feature in GrepBeat, one of the Triangle's leading tech newsletters, is a testament to their dedication in providing efficient and easily accessible data insights for nonprofits and small to medium-sized businesses (SMBs). Dive into Kaitlyn Dang’s rticle below to explore The Data Bull's remarkable journey!
#TheDataBull #BusinessIntelligence #TechInnovation #ClientSpotlight #BusinessInsurance #NorthStarInsurance #TechNC
Claim Information & Storm Resources-Hurricane Idalia
***NSI Customers in the path or surrounding areas of Hurricane Idalia***
As severe weather approaches the area, please take precautions now to ensure your safety.
We will be here every step of the way, 24/7, and to help assist with any customer claims. In case of an emergency and for the quickest service, please see the link below to submit a claim online or by phone with your specific carrier.
https://www.northstarinsure.com/submit-a-claim
You can also reach a member of the North Star Team by calling or texting us at: (888)664-3126
Helpful Resources:
Ready.gov - Preparing for Hurricanes
DisasterSafety.org - What to Do After a Hurricane
FEMA - Hurricane Planning & Response
